The City of Bellevue Home Repair Program provides low- to moderate-income Bellevue homeowners with zero percent interest home loans and grants for repairs related to health and safety issues, including:
- Faulty plumbing
- Unsafe electrical wiring
- Poor heating
- Roof and gutter repairs
- Fencing and decking repair
- Siding repair and exterior painting
- Earthquake retrofitting
Types of Loans and Grants
Deferred Payment Loans
Eligible repairs include health- and safety-related improvements for homeowners who meet low-income guidelines. The City provides a no-interest loan that does not have to be paid back until the homeowner sells the home or it is transferred to a new owner.
Maximum loan amount is $35,000 for the first year and up to a lifetime maximum of $50,000 per household.
Homeowners must meet moderate income eligibility guidelines. The same type of health- and safety-related repairs qualify as for the deferred payment loans. With leveraged loans, the City provides one-half of the cost of the repairs and the homeowner provides the other half. This loan is also paid back only when the home is sold or transferred.
Maximum loan match with city funds is $25,000.
Eligible repairs for emergency grants are restricted to health and safety hazards requiring more immediate attention. Homeowners must meet low-income eligibility guidelines. Because this is a grant, not a loan, it does not have to be repaid. Example of repairs include:
- Sewer back-up and emergency plumbing repairs
- Hot water heater repair and/or replacement
- Furnace repair
Maximum grant award is $7,000.
Minor Home Repair Assistance
Minor home repair assistance provides low-income homeowners with smaller-scale home repairs, such as:
- Fixing leaking faucets and clogged drains
- Replacing broken toilets and sinks
- Replacing broken light switches
- Installing smoke detectors
- Installing locks and deadbolts
- Installing wheelchair ramps, grab bars/handrails and other accessibility modifications
For assistance, homeowners can either directly contact Sound Generations Minor Home Repair (206-448-5751) or call the City of Bellevue's Home Repair Loan Specialist at 425-452-4069.
The Fair Housing Act prohibits creditors from discriminating against credit applications on the basis of age, sex, marital status, race, creed, religion, color, national origin, sexual orientation, or the presence of any sensory, mental, physical disability.